THE LIMITS OF ARTIFICIAL INTELLIGENCE

The Limits of Artificial Intelligence

The Limits of Artificial Intelligence

Blog Article

In a packed amphitheater at the University of the Philippines, Joseph Plazo laid down the gauntlet on what AI can and cannot achieve for the future of finance—and why that distinction matters now more than ever.

You could feel the electricity in the crowd. Students—some furiously taking notes, others streaming the moment live—waited for a man revered for blending code with contrarianism.

“Machines will execute trades flawlessly,” he said with gravity. “But understanding the why—that’s still on you.”

Over the next lecture, Plazo delivered a fast-paced masterclass, balancing data science with real-world decision making. His central claim: AI is brilliant, but blind.

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Bright Minds Confront the Machine’s Limits

Before him sat students and faculty from prestigious universities across Asia, assembled under a pan-Asian finance forum.

Many expected a victory lap of AI's dominance. Instead, they got a reality check.

“There’s a growing religion around AI,” said Prof. Maria Castillo, guest faculty from Europe. “Plazo’s words were uncomfortable—but essential.”

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When Algorithms Miss the Mark

Plazo’s core thesis was both simple and unsettling: code can’t read between the lines.

“AI doesn’t panic—but it doesn’t anticipate,” he warned. “It detects movements, but misses motives.”

He cited examples like AI systems freezing during the 2020 pandemic declaration, noting, “AI lagged—while humans had already hedged.”

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Wisdom in a World of Code

Plazo didn’t argue against AI—but for boundaries.

“AI is the telescope—but you are still the astronomer,” he said. It analyzes—but lacks awareness.

Students pressed him on sentiment tracking, to which Plazo acknowledged: “Of course, it parses language patterns—but it can’t discern hesitation in a policymaker’s tone.”

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Asia Reflects: From Tech Worship to Tech Wisdom

The talk hit hard.

“I used to think AI just needed more data,” said Lee Min-Seo, a finance student from Seoul. “Now I see more info it’s judgment, not just data, that matters.”

In a post-talk panel, regional leaders backed Plazo’s call. “These kids speak machine natively—but instinct,” said Dr. Raymond Tan, “doesn’t replace perspective.”

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The Future Isn’t Autonomous—It’s Collaborative

Plazo shared that his firm is building “symbiotic systems”—AI that pairs statistical logic with situational nuance.

“Only you can judge character,” he reminded. “Belief isn’t programmable.”

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The Speech That Started a Thousand Debates

As Plazo exited the stage, students applauded. But more importantly, they lingered.

“I came for machine learning,” said a PhD candidate. “But I got a lesson in human insight.”

And maybe that’s the real power of AI’s limits: they force us to rediscover our own.

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